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  • In foreclosure?
  • Bad tenants?
  • Is your house vacant?
  • 100% financed?
  • Owe liens?
  • Need repairs?
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  • Estate sale?
  • Behind on payments?
  • Making 2 house payments?

House Selling Tips for Owners

Use some time honored tips to sell your house if you have decided to do it yourself. Pay close attention to what is selling in your neighborhood. House Selling Tips –  Metairie LA:  For most who are selling a house, it is the first time doing so. Even if you owned a home earlier in...

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Windowsills Frame Natural Light

Windowsills Frame Natural Light

You can use cellular PVC instead of Cedar , because Cedar will eventually rot once again.

Home Buyers In New Orleans LA: Your house’s windowsills frame the natural light that comes through your windows. One of the best selling points of a house is the natural light that can be experienced by the buyer. If it’s such an important feature, you can bet the buyer will notice your windowsills. They may be rotted from time and the elements, or perhaps you have a dog that mimics a windowsill eating piranha when the mail man walks by. In any case, the windowsills can be fixed and repainted to look like new.

Where there is a small area to be repaired, you can fix it by using epoxy to fill the holes. If the area is larger, though, you may need to replace the sill with a new one. You can use cellular PVC instead of wood if the rot is outside. Cedar is usually the lumber of choice for windowsill projects, but it is actually more expensive than PVC and it will eventually rot once again. Buy a piece of PVC that comes in solid thickness and looks similar to the profile of the rest of the window frame.

“Use PVC trim boards to replace the side frame casings if necessary.”

Remove the casings, or frame, on the sides of the window. If they are in bad shape, now is a good time to fix them, too. You can make new ones by using the old ones as templates. Make a flush cut of the bottom sill piece using a multitool or other oscillating saw blade. A circular saw can work here, too. Smooth it out with a plane.

Now add adhesive to the area that will take the new sill material. First, drill holes in the original wood so the adhesive gets a good grip. Using a marine adhesive works best as it is water proof. Install the new sill against the adhesive, pressing firmly. To hold it in place, you’ll drill deck screws 3 1/2” long into the new sill. Go straight into the house siding with it and keep going until the screw sits just below the surface.

Wipe away excess adhesive right away before it sets. There may be gaps here and there but you can fill them with more adhesive or caulking. Fill in the depressions made by the screw heads with adhesive. You can overfill the screw head holes and sand them to flush after the adhesive is completely dried. Use PVC trim boards to replace the side frame casings if necessary. Secure them with caulk along the outer edge and ring nails sunk subsurface.

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House Selling Tips for Owners

Three Steps to Selling a HouseUse some time honored tips to sell your house if you have decided to do it yourself. Pay close attention to what is selling in your neighborhood.

House Selling Tips –  Metairie LA:  For most who are selling a house, it is the first time doing so. Even if you owned a home earlier in your life and sold it to buy a new one, you most likely did so in the time when only one traditional means of selling existed. You had someone sell it for you. Today’s options allow for different ways to get your house sold. If you have chosen to sell the house on your own you have more control over the entire process. There are some things that you do need to keep in mind, though, as it is quite an undertaking.

Today’s options allow for different ways to get your house sold. If you have chosen to sell the house on your own you have more control over the entire process.

Use the best patience you can muster up, as it may take quite some time to get the house sold in today’s market. There are far more sellers than buyers at this point, so if the house doesn’t sell in a few months don’t be discouraged. Take a look around your neighborhood to see how long the average house takes to sell. Also look closely at which houses seemed to sell more quickly than others and find out why and how.

Offer buyers something special if they choose your house over others. The prize in the cereal box may be cheap and cost mere pennies to manufacture, but many cereals have been sold that way. Think of your house in terms of what prize you can offer a buyer. Something as inexpensive as a local pool membership for a family could lean them toward buying your house instead of the ones down the street, though it may only cost you a couple of hundred dollars to provide the ‘prize.’

  • Clear out all of your clutter and get the house looking neat and clean.
  • Also look closely at which houses seemed to sell more quickly than others and find out why and how.
  • Think of your house in terms of what prize you can offer a buyer.

When you make over your house before putting it on the market, paint everything a pleasing shade of neutral instead of looking for more dramatic color schemes. Neutrals appeal to many, and even those who are more creative will be able to imagine a bolder scenario.

Clear out all of your clutter and get the house looking neat and clean. The buyer will want to think that if they decide to take your house they can simply move their things in and go about their business. If it looks like too much work to clear out the garage or basement, or if there are too many stray limbs sticking out of the hedges to see the backyard without obstruction, do what you need to do so the house looks like what real estate professionals call ‘turnkey’ homes.

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Should You Hold an Open House?

Holding an open house could find you the ideal buyer for your house. It represents one more way to show off the house to potential buyers.

Sell Your House Fast – Baton Rouge LA:  To many home selling professionals, holding open houses can be a waste of their time. When selling the house on your own, however, it can be just what you need to get the house sold. If 20 or 30 people come through the house during your open house you could indeed find one that is interested. Since you are living in the house, and are selling it on your own, you are the only one who must coordinate the times and conditions of the open house.

To many home selling professionals, holding open houses can be a waste of their time. When selling the house on your own, however, it can be just what you need to get the house sold. If 20 or 30 people come through the house during your open house you could indeed find one that is interested.

If you wish to hold an open house every weekend for a month, you can do so. If you plan to hold an open house every Saturday at noon through the month of September but find out your son’s first high school event occurs the third Saturday of the month and will conflict, you can easily cancel the open house for that day. If you plan an open house for the weekend, but your family appears to be coming down with seasonal illness, you can move the date to another. You are planning the event and therefore have control over the timing.

Giving buyers a chance to come and walk through your house with no feeling of obligation can sometimes be just what they need. The idea of attending an open house is far less intimidating for many than it is to set a specific appointment and meet with the owner one on one to be shown the house and have the details explained. While some would rather meet with you one on one, many would prefer to see the house in a more casual event. If they are really interested after the open house, they can always arrange to meet with you at another time for more details.

  • If you wish to hold an open house every weekend for a month, you can do so.
  • If you plan an open house for the weekend, but your family appears to be coming down with seasonal illness, you can move the date to another.
  • Giving buyers a chance to come and walk through your house with no feeling of obligation can sometimes be just what they need. 

If the circumstances warrant that you sell the house as quickly as possible and don’t have time to spare, then holding an open house, or even several of them, can’t hurt your marketing efforts. You never know where the buyer for your home will come from. They could see your house online, might see it as they drive by on their way to do an errand, or come to have a look out of curiosity when you hold an open house. Leave no effort untried as buyers make their decisions from a variety of sources. Holding an open house is just another avenue in which to show off your house for sale.

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Bad Credit Home Equity Line of Credit

Bad credit can increase the difficulty that a homeowner encounters when seeking a home equity line of credit. Bad credit can be the reason for a poor credit score.

Bad Credit and House BuyingNew Orleans Real EstateWhat is a credit score? The credit score varies between the values of 300 and 850. The credit score is the creation of the Fair Isaac Corporation. Lenders who arrange for a home equity line of credit use the credit score in order to set the interest rate that will be charged the homeowner.

Homeowners with a low credit score will need to pay higher interest payments. A score above 700 is assurance of good interest rates. The credit score also serves as an indicator of whether or not a lender should accept a homeowner’s application for credit. Decisions on credit limits for the homeowner are likewise based on the homeowner’s credit score.

The credit score is a function of the homeowner’s past line of credit. In the U.S., three different agencies keep a record of each consumer’s line of credit. Those agencies are Experian, TransUnion and Equifax. If a homeowner with a low credit score wants to raise that score, then the homeowner must contact each of those three agencies.

The effort to overcome a record of bad credit and to raise a credit score requires the contesting of false claims that money is owed. If the homeowner can prove that the claim for money is spurious then the homeowner has an opportunity to raise his credit score. This action should be taken if the homeowner who plans to seek a home equity line of credit has a score less than 640. Such a score would be a sign of bad credit.

The contesting of a credit score is not like a shot in the dark. A survey of credit reports in the U.S. showed that 80% of such reports contained mistakes. Thus, a homeowner could have good reason to question the credit score that is being used to determine the interest rate on a home equity line of credit.

The credit score for a couple, a pair that are joint homeowners, is based on three credit scores from the person with the most sizable income. This is the score that the homeowner needs to make correct. Such correction may require a written statement to each of the above-mentioned agencies. Those agencies will then contact the homeowner and indicate if more information is necessary. If the homeowner is lucky, then the credit score will be increased and the interest rate for the desired home equity line of credit will be lowered.

Once the homeowner has a good credit score then he will want to avoid slipping back into that region of bad credit. This means that the homeowners must avoid the sort of spending that carries them to the borders of their credit limits

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