Charleston SC – Short Sales DO NOT Require a Delinquent Mortgage

Charleston SC Short Sale Assistance: In a hardship letter for a short sale (also known as short payoff), if a borrower/seller is currently not in default but can justifiably make the case that it is nearly unavoidable despite their willingness if circumstances were otherwise, they can proceed to conduct a short payoff/short sale (pursuant to Freddie Mac’s Single-Family Seller/Servicer Guide, Volume 2 Chs. 64-69: Servicing Nonperforming Mortgages Chapter B65: Workout Options B65.37: Eligibility requirements (08/20/09) – this can be viewed by going to [..read more]

Short Sales DO NOT Require a Delinquent Mortgage – “Eminent Danger of Default” Clearly, many if not most short sales involve a loan presently in default. As well, many times a short sale might involve a current borrower who can currently afford the payment. In several other situations, a seller may be “just hanging on” and the smallest thing could put them irreparably behind on their loan.

Real Estate – Short Sale and Foreclosure Help Charleston South Carolina

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